An impasse over carriage rights fees may result in a blackout of Comcast SportsNet Chicago for Dish Network subscribers beginning next month, potentially cutting off Chicago Bulls and Blackh...
If you decide to use a personal loan to pay off credit cards, it's important to avoid the spending that got you into debt in the first place. Once you get yourself on a working budget, follow these steps to use a personal loan to pay off your credit cards. 1. Review your current debts and interest rates The first thing you need when working on any payoff plan is a good list of all of your debts. Create a list of every credit card you have with its balance, interest rate, and minimum monthly payment. This tells you what you need to pay off, the total minimum payments you have each month, total balances across all cards, and other useful information you'll need later on. If you want to pay off your debt the old-fashioned way — by making payments on the credit cards — you can use this list to create a debt snowball or debt avalanche plan. But if you want to consolidate all of those credit cards with a personal loan, you need the same information readily available. 2. Look for balance transfer options at a lower rate When paying off one loan with another, there is one hard rule you should never break.
It's that time of year where we look back on what we have and haven't accomplished and decide what to tackle in the second half of the year. Even though we're in extraordinary times, most people will still have getting out of debt and building wealth as top goals. If eliminating some of your debt while simultaneously improving other parts of your financial life are among your goals, this post is for you. It's time to take back control and kick your debt to the curb. It can sound like paying off large amounts of debt in a short period of time is impossible - but it's not! You can even pay off $10, 000 in debt in just one year. Whether you have student loan debt or credit card debt, there are options. Here's how you can pay off $10, 000 in debt in one year. Step 1: Work Backwards The first step in any good debt pay-off plan is knowing how much money you need to come up with in order to meet your goal. Saying that you're going to pay off $10, 000 in debt in one year isn't good enough. You need to breakdown that number so that you can hit smaller milestones.