An impasse over carriage rights fees may result in a blackout of Comcast SportsNet Chicago for Dish Network subscribers beginning next month, potentially cutting off Chicago Bulls and Blackh...
Debt Consolidation Service The blanket term used to describe the services offered by the Consumer Credit Counseling Service as well as Debt Consolidation Companies. Debt Management Agreement The contract between you and the debt consolidation service you have chosen to represent your interests in a debt management program. Consumer Credit Counseling Terminology Terms you will also see often on debt counseling web sites are "accreditation" or "accredited. " It means that agency adheres to strict guidelines and must pass independent accreditation reviews on a regular basis. These sites usually display a seal. "Certified counselors" will also appear often. In this instance it means the credit counselors have passed examinations to become certified in debt management and credit counseling. Taking Action If you have a hard time making the minimum payments, you need to take action before your credit file is trashed, and you have creditors calling daily. We recommend debt consolidation through a reputable Consumer Credit Counseling Service to get your finances under control.
American Eagle Tattoo Designs: The Eagle is a patriotic bird in the United States, the official symbol of the American flag. In many countries, an American flag tattoo represents purity, power, and beauty. Bear Tattoo Designs: The Bear is a prominent symbol worldwide. Haida bears have long stood as symbols for wisdom, protection, and spirituality. Most commonly, bears represent power, motherhood, and fortitude. Butterfly Tattoo Designs: Traditionally, butterflies represent transition or a transformative event. A butterfly starts its life out as a caterpillar, and only after going through metamorphosis does it emerge as a beautiful butterfly, with all its potential to be seen. Dolphins Tattoo Designs: many people have strong emotional connections with these sea creatures, making them a popular tattoo choice. Dolphin tattoos represent harmony, friendship, playfulness, and freedom. Elephants Tattoo Designs: these dignified animals are a popular tattoo design choice, and they symbolize power, longevity, and prosperity.
However, I've always wondered what the breakeven would be between choosing to work for the government and receiving its pension versus going private sector. So before I get too far, I want to share the different payout systems in regards to a pension. Civil Service Retirement System (CSRS) If a federal government employee was hired before 1983, they were eligible for a type of pension under a program known as CSRS (Civil Service Retirement System). Federal workers were required to pay between 7-8% of their pay each year, and in return, they would receive a pension based on a certain formula. Table 1 Years of Service What You Receive First 5 years of service 1. 5 percent of your high-3 average salary for each year Second 5 years of service Plus 1. 75 percent of your high-3 average salary for each year For all years of service over 10 2 percent of your high-3 average salary for each year. This meant that if you put in a 30-year career with the federal government, that you would be eligible for a pension of 56.
In other words, if you still live at home but your spouse needs regular custodial care, states will not include your house and car in their estimate of assets. Planning with an elder law attorney can help with the rest. "Elder law attorneys can help you look at how much you have now, and how much you can have to qualify for Medicaid, and help you figure out how to get from point A to point B, " NAELA President Jennifer VanderVeen says. "Particularly with regard to couples, it makes no sense for one spouse to become impoverished when there are planning techniques available to protect assets and allow the [other] spouse to keep more assets than the basic guidelines allow for. " Five-year 'look back' could hurt A common misconception is that the person who needs care should give away assets. To prevent abuse of the Medicaid program, almost all states have established a five-year "look-back period" to determine eligibility. People who are found to have given away assets or sold them for less than market value during the five-year period preceding their Medicaid application will have an extended waiting period before they are eligible for coverage.
Garter snakes won't bite you unless provoked. They won't chase you. They are really very shy and are not looking for a fight! Garter snakes do produce a very weak venom, but the venom is so mild that it rarely has any effect on humans (it can cause light swelling in those who are allergic, however). The snake uses its venom to subdue larger prey items, like frogs and mice. Active year-round in the south, in the northern half of North America they hibernate below the frostline in the winter, congregating in large numbers in burrows and crevices to keep warm during the cold months. In the spring, they emerge and mate. Females only breed every 2 to 3 years. They bear live young in the late summer, usually having between 4 and 20 babies, though some can bear up to 85! It takes 2 years for garter snakes to reach maturity and they can live to be 10 years old in the wild. I never expected to see this fine fellow draped among the hostas. Hopefully he had been feasting on slugs. Garter Snakes in the Garden I see them most often in the spring out sunning themselves on large flat rocks.
Its techniques are based on the hypothesis that the data is available as a single flat file or relation, where each data point is labeled by a fixed number of attributes. Weka provides access to SQL databases utilizing Java Database Connectivity and can process the result returned by a database query. Its main user interface is the Explorer, but the same functionality can be accessed from the command line or through the component-based Knowledge Flow interface. JHepWork Designed for scientists, engineers and students, jHepWork is a free and open-source data-analysis framework that is created as an attempt to make a data-analysis environment using open-source packages with a comprehensible user interface and to create a tool competitive to commercial programs. It is specially made for interactive scientific plots in 2D and 3D and contains numerical scientific libraries implemented in Java for mathematical functions, random numbers, and other data mining algorithms. jHepWork is based on a high-level programming language Jython, but Java coding can also be used to call jHepWork numerical and graphical libraries.
The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the "monthly payment balance" listed on your statement of account (not the full closing balance) by the relevant payment due date.